Weight Loss Surgery Cost and Insurance for Delaware Patients
Nearby Locations We Serve
- Wilmington, DE
- Newark, DE
- Bear, DE
- Dover, DE
- Middletown, DE
- Seaford, DE
- Chester, PA
- West Chester, PA
- Elkton, MD
- Aberdeen, MD
- Woodbury, NJ
- Pennsville, NJ
The cost of your weight loss surgery will vary, based on where you live, your insurance plan and even your employer’s insurance benefits. Today, many health plans (including Medicare and, in some states, Medicaid) cover the cost of bariatric surgery. This means that some, if not all costs, may be paid.
To see if you have coverage for bariatric surgery, speak with your employer or call your insurance company. To make the insurance process easier, be prepared with the following documentation:
- Previous weight loss attempts including medically supervised diets, weight loss programs, and gym memberships
- Co-morbid conditions
- Current medications
- Visits to healthcare professionals for obesity-related issues
- How morbid obesity affects the quality of your life
If the insurance company turns down your request for bariatric surgery, you may be able to appeal the decision. The specialists at CHRIAS will help you with the appeal process, should this become necessary.
If your insurance does not cover bariatric surgery, you can also pay for surgery out of pocket or use a loan or a financing program for medical procedures. Ask us about financing options we offer.
Potential Weight Loss Surgery Expense Tax Savings
In the year you finance or pay cash for your bariatric surgery, you may be eligible to receive thousands of dollars back in potential tax savings. IRS Publication 502 states you can deduct your medical and dental expenses when they total more than 7.5% of your Adjusted Gross Income (see IRS publication 502, page 2 -- http://www.irs.gov/pub/irs-pdf/p502.pdf). Check with your accountant or tax advisor for more information.
